Also, Howard could confuse others by saying that one can only stay for three months in a year when,in fact it is 90 days in 180 and there is no reason for the house not to be occupied by non-paying friends and relatives all the time. A non-resident owner should have a financial advisor registered here to deal with matters in his absence.

Defoe wrote 400 years ago about “Things as certain as death and taxes”

JimG, Faro.