In the explanatory memorandum for the diploma, which entered parliament on Wednesday, Chega argues that the “cost of housing continues to rise”, with families “experiencing serious difficulties in finding properties available for rent, or being able to obtain credit for their acquisition at an affordable price”.

The party considers that, "on the one hand, the increase in house prices has contributed to social inequality" and, on the other hand, "the increase in the volume of loans has been increasing household indebtedness and creating financial vulnerabilities".

“The challenge is, therefore, to find ways to ensure that the real estate market continues to function efficiently, while at the same time minimising the risks associated with rising house prices and the volume of loans”, reads in the diploma.