After the earthquakes in Venezuela, the debate about earthquake protection has reignited, mainly because Portugal is located in a high-seismic-risk area. In this sense, the Portuguese Association of Insurers (APS) warns of the vulnerability of Portuguese families should a catastrophe hit the country.

According to Sábado magazine, the APS estimates that only 19% of homes have earthquake insurance, with little or no change in 2025 compared with previous data. Therefore, in the event of an earthquake, few homeowners in Portugal would receive compensation. The lack of earthquake insurance means that, in the event of a devastating earthquake, people would be dependent on public funds that would hardly cover all the inherent expenses.

APS thus reinforces the need to "strengthen literacy" about earthquake risks and to raise awareness among citizens and businesses about the importance of protecting their real estate assets. The association also proposes solutions to facilitate access to these insurance policies through "structured risk-sharing mechanisms," which could include a national disaster fund.

The same source also says that from Lisbon southward, the risk of earthquakes is high due to the presence of still-active tectonic faults, which can cause significant tremors.